Treasury has a critical role to play in shaping bank's strategy as the treasurer has to monitor the liquidity exposures, manage balance sheet risk, maintain the capital buffers and comply to a slew of regulatory requirements, while contributing as a strategic partner to the business.
Current Siloed ApproachThe management of liquidity risk and monitoring of mandated liquidity ratios are done in isolation with different business units doing it on their own-
- Introduces risks and reduces overall profit-and-loss benefit
- Resulting in balance sheet implication of mandated ratios, not being considered for bank wide decisions
- Leading to management of treasury positions like interest, liquidity, foreign exchange, collateral spread amongst multiple front office IT solutions
Unlocking new potential by improved governanceTreasury should act as a single source of truth for management of liquidity and risks, across market risk positions related to the banking book, and the bank’s capital position and composition—under both stress and business-as-usual conditions. This is made possible by
- Centralizing governance and localizing execution
- Putting Balance Sheet management under treasury helps gain oversight to optimize capital consumption and meet requirements in relation to liquidity and profitability
- Linking Treasury and ALM closely would help banks manage their resources better and align strategy with risk appetite and limits
Digitization could also open up new revenue streams for bank from the treasury function. One example of additional fee based income would be to allow customers access to an online FX trading platform with real time market rates and deals.
Treasury must partner with business units and IT, align on a unified strategy.
The key part of the strategy would be moving to an integrated Treasury and Risk Management platform.
Join us in this journey towards a strategic treasury by registering for this webinar.
Speaker: Anjan Chatterjee, Head- Treasury Presales at Intellect Design Arena Ltd.
Anjan has over 21 years experience spanning across the international banking industry. He held a number of management positions across Fixed Income, Treasury, Derivatives and Risk Management in Treasury & Capital Markets domain, with stints in major financial institutions, and has a proven track record in diverse business and cultural environments. He has managed challenges in location strategy, operational efficiency, risk management, project & program management. He has served as the India head of Rates & Credit settlements and Rates Middle office lead for a leading MNC. He is a B. Sc Graduate with Economics, Mathematics and Political Science from Calcutta University. He is also trained in Python coding and Data Science.
Speaker: Preeti Mishra, Head of Marketing- Treasury & Capital Markets at Intellect Design Arena Ltd.
Preeti has over 17 years of work experience in the BFSI segment predominantly in the Capital Markets domain. She has been responsible for product management for post trade services in asset servicing where she has developed product strategy and chalked out the roadmap for different client segments. She was the product manager for a leading brokerage platform in India. She has executed key client workshops as part of business solutioning and developed successful go to market strategies for effective positioning in target markets. She is a B.Com graduate from University of Mumbai and holds a MBA (Finance) degree from Sydenham Institute of Management Studies.
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