Treasury

Business Growth levers - Real-time Info to Fuel Growth

Business Growth levers - Real-time Info to Fuel Growth

Treasury is the heart of bank. A treasurer has four integrated levers to grow the business:

  • Trading
  • Liquidity
  • Capital Management
  • Client Servicing

The obstacles faced by a treasurer are in the form of disparate systems for Trading, Liquidity, Capital management and Client Servicing. Due to silos a considerable amount of time is spent on data gathering, and key challenge for the treasurer would be to get a consolidated view.
The key enabler would be an intelligence driven real time view of liquidity and risk-aiding rapid decisions. This can be exponentially delivered with the help of technology.

Intellect OneTREASURY

‘T L C C’- Levers for business growth

‘T L C C’- Levers for Business Growth

Intellect OneTREASURY connects the levers of Trading (T), Liquidity (L), Capital Management (C) and Client Servicing (C) on real time basis. It is a STP driven front-mid-back office real time information system which integrates treasury and risk management and aids in liquidity management, efficient risk management, capital management and profit optimization while ensuring compliance with the evolving regulations. It is aptly known as ‘Intellect OneTREASURY Real-time’.

Efficient Trading At Your Fingertips

Efficient Trading at Your Fingertips

Today's trader needs real-time market view and ability to simulate its impact on positions, so as to take apt decisions. Intellect OneTREASURY empowers the trader with a ‘2 Click’ trade booking across asset classes, with powerful hedging tools for simulations and ‘What If’ analysis. Designed on advanced technology and scalable architecture (SOA) for complete automation achieving >95% STP across the bank.

It automates the reporting of branch positions with online updates to trader positions. This helps the trading desk with online rate resolution and to optimize profitability with timely hedging. It has been proven to increase the revenue through trading by 3-5 basis points. It provides a 360 degree view of risk that highlights the data on Liquidity, Cash flows, Present values and Sensitivities. This in turn is a significant contributor to risk analytics.

Proven Enterprise Wide View Of Real-Time Liquidity

Proven Enterprise Wide View Of Real-Time Liquidity

Intellect OneTREASURY integrates cash flows from different sources (branch,portal etc) and provides consolidated view of liquidity which aids in better funding decisions. This helps to view risk exposures and P&L in real time, facilitating, just in time funding, thereby reducing the cost on avoidable borrowings.

  • Intraday Liquidity Management to efficiently manage timing of liquidity outflows in line with intraday objectives and help deal with unexpected disruptions in intraday liquidity flows.
  • Intellect Asset Liability Management provides tools to monitor and optimize liquidity and interest rate exposure over future time horizons.
  • Intellect’s Basel III solution provides LCR and NSFR reports for Basel compliance. It helps track and maintain LCR and NSFR at optimal levels by ensuring proper balance of short and long term funding sources.
Capital Management Image

Capital Management

Intellect OneTREASURY facilitates the banks to monitor real time the Cash Reserve Ratio with Central Banks and helps them decide the optimum level of funds to be kept in the account to meet the regulatory needs set by Central Bank. Capital Adequacy is a measure which is tracked by the system by considering the risk weighted credit exposures which includes Derivative position in Treasury .One of the key feature is holistic liquidity planning with real-time capital management by considering the availability of unencumbered assets, gold, cash etc. and projecting the risk measures set. Monitoring tools aid in pro-active and efficient capital management with multi-dimension data visualization for quick identification of problem areas.

Client Servicing Platform

The Client Servicing Platform addresses the need for a robust, service-driven application which is easily accessible and user-friendly, with visibly proactive market rates and pricing services. Client Servicing Platform (CSP) is a tool for the bank’s customers to directly interact with the bank treasury thus enabling them to hedge positions for better risk-return outcomes. This helps the treasurer to grow the bank’s business and generate better fee based income without much exposure to capital needs. Increased interaction through omni channel engagement, trading on the go and removing dependency on dealer, increases the customer engagement index many fold.

CSP supports hedging products like FX Spots, Forwards, Cross Currency Swaps and Money Markets to cater to funding risk like deposits etc. These products can be bundled and structured to cater to currency risk and interest rate risk management.

Client Servicing Platform

Intellect OneTREASURY Powered By Real Time Technologies

'2 Click' Technology

'2 Click' Technology

Enables rapid Trade
booking & Position updates

Push Technology

‘Push’ Technology

Facilitates real time updates
and refresh of blotters

E2E Technology

‘E2E’ Technology

Higher STP >96% managing
Total Trade Life Cycle

'XTP' Technology

‘XTP’ Technology

Extreme processing – x5 speed achieved
through in-memory cache processing

'R' Library

‘R’ Library

For statistical modeling and computation of
Real time P&L and risk measures

360 degree RISK VISUALISER

360 degree RISK VISUALISER

  • Connecting the dots across risk dimensions
  • One step to enterprise risk visualization with 3s model
  • Active risk monitoring for insightful decision making

Integrated Treasury & Risk Management.

Intellect OneTREASURY seamlessly integrates and automates treasury functions across front-mid-back offices; and provide users with the required risk intelligence through a user focused and configurable visualization framework.

FRONT OFFICE
  • Deal Management
  • Pre Deal Analytics
  • Decision Support Blotters
  • Trade Events
  • Analytics
  • Cash Flow Management
  • SWAP Trading
  • Branch Position Integration (BPI)
  • Resource Management
  • Fund Management
MID OFFICE
  • Limits & Control Framework
  • Risk Management
  • Stress Testing
  • Portfolio Management
  • ALM
BACK OFFICE
  • Deal Management
  • Workflow/Queue Mgmt
  • Confirmation Matching
  • Accruals/Revaluation/ Accretion
  • Settlement & Reconciliation
  • Reporting & KPI
FRONT OFFICE
  • Deal Management
  • Pre Deal Analytics
  • Decision Support Blotters
  • Trade Events
  • Cash Flow Management
  • Reserve Management
  • Cash Management
  • Portfolio Management
MID OFFICE
  • Limits & Control Framework
  • Compliance Concurrent Audit
  • Risk Management
BACK OFFICE
  • Deal Management
  • Workflow /Queue Mgmt
  • Confirmation & Reconciliation
  • Settlement
  • Accruals & Revaluation
  • Accounting
  • Reporting
FRONT OFFICE
  • Deal Management
  • Pre Deal Analytics
  • Decision Support Blotters
  • Trade Events
  • Analytics
  • Cash Flow Management
  • SWAP Trading
  • Branch Position Integration (BPI)
  • Resource Management
  • Fund Management
MID OFFICE
  • Limits & Control Framework
  • Risk Management
  • Stress Testing
  • Portfolio Management
  • ALM
BACK OFFICE
  • Deal Management
  • Workflow/Queue Mgmt
  • Confirmation Matching
  • Accruals/Revaluation/ Accretion
  • Settlement & Reconciliation
  • Reporting & KPI

Insights & Client Stories

Thought Leadership

OneTREASURY

The complexity of modern Treasury
Management Systems is increasing as
Treasuries are becoming increasingly
controlled, regulated and monitored.

The client is one of the largest treasuries
in the world and wanted to replace a
functionally rich legacy front-office trading
system...

A leading bank in the forex market
leveraged Intellect OneTREASURY to
consolidate and scale up its capacity to
handle massive FX Trade Volumes

A leading global bank selects Intellect
Confirmation Management to consolidate
its global reconciliation, multi-product
matching and exception tracking activities

A pan African banking conglomerate chose
Intellect OneTREASURY to automate
enterprise-wide treasury operations

Major Indian Commercial Bank selects
Intellect OneTREASURY to centralize its
treasury operations and fuel its growth
plans

A leading Indian microfinance organization
chooses Intellect OneTREASURY to
revamp its Indian treasury operations

A leading Sri Lankan bank adopts Intellect
OneTREASURY Solution, to drive end-to-
end treasury management for its Indian
operations

One of the World's most complex central
banks adopted Intellect OneTREASURY to
scale up its nationwide operations

Central Banking Authority of an African
nation selects Intellect OneTREASURY to
modernize its operations

A leading Indonesian Private Bank powers
Indian operations using Intellect
OneTREASURY

A leading Indian PSU bank adopts Intellect
OneTREASURY to automate domestic and
overseas treasury operations

A Leading African Bank Selects Intellect
OneTREASURY to Modernize its Treasury
Operations and Increase Business
Profitability

Success Stories

Treasury for Insurance

A leading Indian General Insurance
Company adopts Intellect OneTREASURY
for Insurance solution to achieve business
growth